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What is Medicare Supplement Insurance (Medigap)?

Medicare Supplement, also known as Medigap, works alongside of Original Medicare (Medicare Parts A and B) to help individuals who already have Original Medicare with paying for certain out-of-pocket costs, such as deductibles, co-payments, and coinsurance. Medicare Supplement insurance plans are offered through private insurance companies.

What are the benefits of Medicare Supplement (Medigap)?

Medicare Supplement insurance plans are designed to help pay for certain out-of-pocket costs such as co-payments, deductibles, and coinsurance that Original Medicare doesn’t cover. Medicare Supplement insurance plans generally don’t require referrals for specialists and allow you to visit any doctor of your choice, in or out of your state, as long as that doctor accepts Medicare.
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